Earn 8% APY* With a Venti Boarding Pass
A high-yield travel savings account. Ready for you. Ready for the world.
We're launching in October. Join our VIP list to pay no annual fee for the first two years.JOIN VIP LIST 2,504 VIPS AND COUNTING
WE'RE ON A MISSION TO SAVE TRAVELERS
With a savings rate that beats every bank
How it Works
You deposit funds into a secure, FDIC insured account completely controlled by you. With no lock-up period, you can withdraw every dollar from your account at any time.
Interest accrued by your account is awarded as points. 1 Point = $1 towards travel. The more you save, the more points you earn. Interest compounds monthly.
Points can only be used for travel-related purchases on the Venti platform. Points never expire and can be transferred to friends and family.
Become a VIP before Jan. 1, 2024, and we'll waive our $40 annual fee for two years.
It Pays to Save
Redeem Boarding Pass points for a wide range of travel-related purchases.
Calculate Your Savings**
No minimum deposit required. Interest compounded monthly.
After 12 Months, You'll Have:
in points already pre-claimed by 2,504+ VIPs so far
Join our fast-growing list by December 31, 2023, and we'll credit your Boarding Pass with 20 Points when you make your first deposit.
We hate spam, too. We'll only contact you with critical updates.
Track. Book. Save.
Always on the go. Just like you.
Track your savings progress, redeem points, and send/receive funds right from a convenient and secure mobile app.
Coming soon to iOS and Android
Price Match Guarantee
BOARDING PASS MEMBERS COME FIRST.
If you find a flight or hotel cheaper somewhere else, we'll match their price so Venti is always the best deal for you. Terms and conditions apply****
We've Been Featured
SPECIAL THANKS TO OUR FRIENDS AND FELLOW SAVERS
It's in our DNA to be as transparent as possible
When you make a deposit onto your Boarding Pass, the funds are stored with a trusted third-party custodian that has accounts with Veridian Credit Union, Evolve Bank & Trust, and Cross River Bank. All three banks are based in the U.S. and are FDIC insured. Venti never has direct access to your funds.
We get this question all the time, especially since we're competing with popular credit cards for your travel purchases. Essentially, this is an apples vs. oranges debate and cannot be compared directly. We philosophically oppose the idea that paying nearly 30% interest to get "2% cashback" is the best way to accrue travel benefits or discounted travel. If the big banks have you strongly convinced that their math helps you achieve your financial goals, then Venti might not be for you. Regardless of their advertised benefits, we will never promote high-interest credit cards to our customers.
We generate revenue by subscriptions and selling flights, hotel reservations, car rentals, and other travel-related products and services on our platform. A percentage of the profits we generate on those transactions are rewarded back to Boarding Pass members.
For those that join after our promotional period (ending December 31, 2023), we require a $39.99 a year subscription to maintain a Venti Boarding Pass. This fee can be paid via 40 points if you retain a balance of at least $500 for 12 months.
A Boarding Pass initiation fee of $10 (non-recurring) is withdrawn from your first deposit. We do not profit from it as it only covers fees from our vendors.
Deposits and withdrawals from your bank account via ACH are free.
Instant withdrawals from your Boarding Pass to your bank via debit card are subject to a 3% transaction fee not to exceed $50 per transaction and no lesser than $1.
Yes, the maximum balance you can have is $50,000. You will continue to accrue points even if you've maxed out your Boarding Pass.
We consider a taxable event is created the moment Boarding Pass points are used to complete a purchase. We will provide a ledger in your account so you can track utilization history for filing purposes. We recommend you speak to a tax professional to review your individual circumstances.
Not at this time. However, we are working on partnerships that may allow gift card purchases with travel vendors.
You Made It This Far
Might as well claim your $20 in points. Receive $10 in points for each person you invite that makes a deposit with your referral link.***
JOIN VIP LIST
* Annual Percentage Yield (APY) is accurate as of 9/18/2023. Select markets only. APY is compounded and credited monthly. Fees may reduce earnings. Rates are variable and subject to change before and after account opening.
** Calculated values assume principal and interest remain on deposit and are rounded to the nearest dollar. In addition, calculated values use the current APY, which is variable and may change before and after account opening; your savings will be based on the actual APY, so savings could be less. While there is no limit on interest earned, calculator is designed with certain limits and is for illustrative purposes only.
*** Maximum referral credit (points) is valued at $250 per year with a lifetime cap of $1,000.
**** Only from select, reputable vendors at base price. Excludes third-party discounts, upgrades, rebates, and promotional offers.